Cryptic crossword clue
Wrong second credit was unsettling 12

The most common and most likely answer to this crossword clue is the 12 letter word DISCONCERTED

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The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.
This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.

Crossword Answer definitions

DISCONCERTED verb
  1. To upset the composure of.
  2. To bring into confusion.
  3. To frustrate, discomfit.
DISCONCERTED adjective
  1. Ruffled; upset and embarrassed.
  2. Self-consciously distressed.
  3. Frustrated and disarranged.

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