The most common and most likely answer to this crossword clue is the 3 plus 2 plus 4 letter word PAY IN CASH
I've seen this crossword clue in The Guardian
P
A
Y
I
N
C
A
S
H
Buddy explains!
The straight part
We know that "You’ll have got ready to settle thus" is the straight/definition part of the clue. The straight part is often a synonym or definition, in this case you’ll have got ready to settle thus = pay in cash.The cryptic/wordplay part
In cryptic crossword there's often an wordplay/cryptic part as well.This part involves a more complex hint, such as an anagram, homophone, hidden word, etc.
Sadly, We don't have an explanation for this specific crossword clue yet.